Maine's Capital Area

Shocked by your auto or homeowners’ insurance renewal?
You’re not alone—many people feel the same frustration when their premiums suddenly increase. Rates often go up due to factors beyond your control, such as statewide accident trends, rising repair costs, or even economic shifts. While your driving record or credit score can sometimes affect rates, many increases happen regardless of your personal history.

The good news? You don’t have to simply accept a higher bill. Renewal time is the perfect opportunity to review your coverage, compare options, and ensure you’re getting the best value.

As a Kennebec Valley Chamber of Commerce member, you qualify for a FREE insurance analysis. At Lallis & Higgins Insurance, I shop multiple carriers on your behalf to find competitive rates—without compromising the protection you need. Plus, you may be eligible for discounts you aren’t currently receiving, including:

• Safe driver rewards
• Bundling your home and auto policies
• Usage-based programs that reward low mileage or careful driving

Let’s find out how much you could save.
📞 Call Mike Stuart at 617-842-7136
📧 Email: